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Full retirement age is 66 years and 4 months for people born in 1956 and will rise two months for each subsequent birth year until it settles at 67 for those born in 1960 and later. Prior to FRA, Social Security doesn't consider you fully "retired" if you make more than a certain amount from work, and it will deduct a portion of your benefits if your earnings exceed that limit. If you are receiving benefits and working in 2023 but not due to hit FRA until a later year, the earnings limit is $21,240. You lose $1 in benefits for every $2 earned over the cap. So, if you have a part-time job that pays $30,000 a year - $8,760 over the limit - Social Security will deduct $4,380 in benefits.